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How to Qualify and Apply for a Bank Loan Step-by-Step Guide: Average APR by Credit Quality Credit Quality Average APR Average Length (Months) Average Amount ($) Excellent (720+) 21.23% 48 17,674 Good (660-719) 26.01% 48 13,770 Mediocre (620-659) 30.91% 49 7,838 Poor (<620) 30.94% 44 9,550 Key Insights: Your credit score plays a major role … Read more