rank-math domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/hindihealthcare/public_html/wp-includes/functions.php on line 6114updraftplus domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/hindihealthcare/public_html/wp-includes/functions.php on line 6114Starting your credit journey with the right credit card can set you up for future financial success. In 2024, several credit cards stand out for beginners, offering a mix of low fees, manageable interest rates, and useful rewards. Here are some of the top options to consider:<\/p>\n\n\n\n
Welcome Bonus<\/strong><\/p>\n\n\n\n $25 statement credit<\/p>\n\n\n\n Annual Fee<\/strong><\/p>\n\n\n\n $0<\/p>\n\n\n\n Regular APR<\/strong><\/p>\n\n\n\n 26.99% Variable<\/p>\n\n\n\n Credit Score\u00a0<\/strong><\/p>\n\n\n\n New To Credit \/ Limited Credit<\/p>\n\n\n\n Our Expert Take<\/strong><\/p>\n\n\n\n The\u00a0Chase Freedom Rise<\/strong>\u00a0is specially designed for first-time cardholders and comes with fair rewards in this category.<\/p>\n\n\n\n Why We Like It<\/strong><\/p>\n\n\n\n Credit line increases are considered automatically, which could improve your spending power as you use the card responsibly.<\/p>\n\n\n\n What We Don\u2019t Like<\/strong><\/p>\n\n\n\n Some customers may feel compelled to bank with Chase, since having a Chase checking account could improve your chances of card approval.<\/p>\n\n\n\n Who It\u2019s Best For<\/strong><\/p>\n\n\n\n Current Chase checking customers and credit card beginners who want to earn rewards on all card spending.<\/p>\n\n\n\n Pros <\/strong><\/p>\n\n\n\n Cons<\/strong><\/p>\n\n\n\n Card Details<\/strong><\/p>\n\n\n\n Welcome Bonus<\/strong><\/p>\n\n\n\n N\/A<\/p>\n\n\n\n Annual Fee<\/strong><\/p>\n\n\n\n $39<\/p>\n\n\n\n Regular APR<\/strong><\/p>\n\n\n\n 29.99% (Variable)<\/p>\n\n\n\n Credit Score\u00a0<\/strong><\/p>\n\n\n\n Average, Fair, Limited<\/p>\n\n\n\n Our Expert Take<\/strong><\/p>\n\n\n\n The\u00a0Capital One QuicksilverOne Cash Rewards Credit Card<\/strong>\u00a0fills a niche for credit beginners looking for a card they can use abroad without foreign transaction fees.<\/p>\n\n\n\n Why We Like It<\/strong><\/p>\n\n\n\n Flat-rate cash-back rewards can make understanding your first credit card\u2019s benefits easy.<\/p>\n\n\n\n What We Don\u2019t Like<\/strong><\/p>\n\n\n\n This card is pretty light on perks considering it charges an annual fee.<\/p>\n\n\n\n Who It\u2019s Best For<\/strong><\/p>\n\n\n\n Travelers with fair credit who want to earn bonus cash back and avoid added fees on international purchases.<\/p>\n\n\n\n Pros <\/strong><\/p>\n\n\n\n Cons<\/strong><\/p>\n\n\n\n Card Details<\/strong><\/p>\n\n\n\n Welcome Bonus<\/strong><\/p>\n\n\n\n $200<\/p>\n\n\n\n Annual Fee<\/strong><\/p>\n\n\n\n $0<\/p>\n\n\n\n Regular APR<\/strong><\/p>\n\n\n\n 19.24% – 29.24% (Variable)<\/p>\n\n\n\n Credit Score\u00a0<\/strong><\/p>\n\n\n\n Excellent, Good, Fair<\/p>\n\n\n\n Our Expert Take<\/strong><\/p>\n\n\n\n The\u00a0Citi Custom Cash\u00ae Card<\/strong>\u00a0doesn\u2019t market itself as a first credit card. Instead, it\u2019s a solid card for anyone\u2014including those rebuilding from fair credit.<\/p>\n\n\n\n Why We Like It<\/strong><\/p>\n\n\n\n Just about everyone will appreciate earning up to 5% cash back on top of an introductory APR and welcome offer\u2026with no annual fee.<\/p>\n\n\n\n What We Don\u2019t Like<\/strong><\/p>\n\n\n\n The earning rates aren\u2019t nearly as impressive when you factor in a spending cap of $500 per month in your chosen bonus category.<\/p>\n\n\n\n Who It\u2019s Best For<\/strong><\/p>\n\n\n\n Individuals with at least fair credit who want rewards that adapt each month to fit their spending habits.<\/p>\n\n\n\n Credit Cards and Travel Rewards Expert<\/strong><\/p>\n\n\n\n If you\u2019ve always wanted a credit card that adapts to your lifestyle instead of you having to adapt to it, you\u2019ve found what you\u2019re looking for with the Citi Custom Cash. You\u2019ll never have to worry again about making sure you\u2019re earning bonus points at the places you shop the most, because this card will automatically do it for you \u2014 even if those places change every month.<\/p>\n\n\n\n Pros <\/strong><\/p>\n\n\n\n Cons<\/strong><\/p>\n\n\n\n Card Details<\/strong><\/p>\n\n\n\n Welcome Bonus<\/strong><\/p>\n\n\n\n Earn $200 cash back<\/p>\n\n\n\n Annual Fee<\/strong><\/p>\n\n\n\n $0<\/p>\n\n\n\n Regular APR<\/strong><\/p>\n\n\n\n 19.24% – 29.24% (Variable)<\/p>\n\n\n\n Credit Score\u00a0<\/strong><\/p>\n\n\n\n Excellent, Good, Fair<\/p>\n\n\n\n Our Expert Take<\/strong><\/p>\n\n\n\n I think everyone should have a 2% cash-back card in their wallet, and the\u00a0Citi Double Cash\u00ae Card<\/strong>\u00a0is one available to those with fair credit scores (1% when you buy and 1% when purchases are paid off).<\/p>\n\n\n\n Why We Like It<\/strong><\/p>\n\n\n\n The cash rewards are awesome on their own, but you\u2019ll also have access to a few travel transfers for additional redemption options (and even more if you hold a premium Thank You points-earning card).<\/p>\n\n\n\n What We Don\u2019t Like<\/strong><\/p>\n\n\n\n The introductory APR offer only extends to balance transfers, not new purchases.<\/p>\n\n\n\n Who It\u2019s Best For<\/strong><\/p>\n\n\n\n Cash-back lovers who want simple rewards that don\u2019t require extra work to track.<\/p>\n\n\n\n Credit Cards and Travel Rewards Expert<\/strong><\/p>\n\n\n\n Not everyone wants to chase bonus categories or shuffle cards in their wallet, which makes the Citi Double Cash the perfect \u201cset it and forget it\u201d credit card. It\u2019s one of the only cards around that not only earns 2% cash back on all purchases – 1% when purchases are made and another 1% when they\u2019re paid off but also offers a path to using that cash back in the form of more valuable travel points down the road when you\u2019re ready to take the next step.<\/p>\n\n\n\n Pros <\/strong> <\/p>\n\n\n\n Cons<\/strong><\/p>\n\n\n\n Card Details<\/strong><\/p>\n\n\n\n Picking the best Mastercard incorporates getting a handle on your financial situation, evaluating your approaches to overseeing cash, and taking apart the card’s benefits and costs. By considering your FICO rating, necessities, offers, capability, charges, and APR, you can get the Visa that best lines with your prerequisites and financial goals.<\/p>\n","protected":false},"excerpt":{"rendered":" The Best First Credit Cards for Beginners Starting your credit journey with the right credit card can set you up for future financial success. In 2024, several credit cards stand out for beginners, offering a mix of low fees, manageable interest rates, and useful rewards. Here are some of the top options to consider: BEST … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1485,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[221],"tags":[351,237,349,261,239,345,274,350,347,353,352,348,346],"class_list":["post-1484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card","tag-beginnercredit","tag-bestcreditcards","tag-buildcredit","tag-creditcardguide","tag-creditcardrewards","tag-creditcardsforbeginners","tag-creditscore","tag-financialtip","tag-maximizebenefits","tag-personalfinance2024","tag-smartspending","tag-startercreditcards","tag-usa2024"],"_links":{"self":[{"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/posts\/1484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/comments?post=1484"}],"version-history":[{"count":2,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/posts\/1484\/revisions"}],"predecessor-version":[{"id":1487,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/posts\/1484\/revisions\/1487"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/media\/1485"}],"wp:attachment":[{"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/media?parent=1484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/categories?post=1484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hindihealthcare.com\/wp-json\/wp\/v2\/tags?post=1484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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BEST FIRST CARD FOR TRAVELERS<\/h5>\n\n\n\n
Capital One QuicksilverOne Cash Rewards Credit Card<\/h3>\n\n\n\n
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The Best First Credit Cards For Fair Credit<\/h5>\n\n\n\n
BEST FOR FLEXIBLE CASH BACK<\/h3>\n\n\n\n
Citi Custom Cash\u00ae Card<\/h3>\n\n\n\n
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BEST FLAT-RATE CASH-BACK CARD<\/h5>\n\n\n\n
Citi Double Cash\u00ae Card<\/h3>\n\n\n\n
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Final Thoughts<\/h4>\n\n\n\n